9.3.10

Bag-It Tuesday: Or Not..

We all know how to blow money, but do we all know how to save it?
Ima take a wild guess & say we don't.
If you do: shit [tips hat]

Below you'll find some tips to keeping your pockets/pocket books off e.
1. get a roommate
this may not work for everyone. i like my space and my freedom & i hate restrictions. if you're like me when it comes to that then you're probably better off living alone.
however, if it does work for you, do it.
y'all could split the utilities and the rent. one of y'all pays for the cable, the other one can pay for the Internet.
you've just cut your spending it half---in 3rds if you're brave.

2. give yourself a monthly budget...
...& stick to it. that way you know exactly where your money is going & you're reminded of the important things. sure those $120 shoes look dope now but they wont be of much assistance when your electricity is shut off or you cant put gas in your tank

3. write down every purchase.
this is the one that'll work best for lazy people. i would do this & id get so annoyed of having to write everything down, i just wouldn't get it.
i'll be in the cafe at school like "ooo i can eat that, that, that, & that" then i'll realize that's four things to add to my list & i'll get upset like "fuck it". problem solved.

4. keep all your receipts
if you know where your money is going, its easier to track it & see what you're spending it on. when you look back on it & realize half the shit you buy was just a spur of the moment purchase, you figure out how to avoid those.

5. look for sales
ladies, there is nothing wrong with waiting till Vicky's Secret has a sale to buy some new bras and panties. & guys, its absolutley fine to buy the new J's after they go on sale.

6. give yourself an incentive
stop the spur of the moment purchases & instead save that money. at the end of a month or two, take a percentage of what you've saved & treat yourself to something nice/random.

ex: ladies, we do not need a new shade of nail polish/lip gloss/mascara every time we walk into a CVS or Walgreens. Save that money and at the end of the month, treat yourself to a night out or after a couple months, buy that new bluetooth you've been needing.

**make sure you decide on a percentage & use that same one every month. that way you're motivated to save more cuz that means you'll be able to spend more at the months end.

Be Smart guys.
Hopefully these tips help yall out some---i know they all work for me when i stick to them [yes, when. a girl has her weaknesses]
let me know if yall found it helpful or if yall tried em & the outcome.

1 comment:

  1. thanks! this was helpful. my ass wastes money all the damn time.

    ReplyDelete